Gotchaa Lab
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Consumer App

Rewards Super App

A consumer mobile app bringing rewards, cashback, e-vouchers and bill payment under one roof - integrated with 25+ major Malaysian brands.

Highlights

  • 1Bill payment for utilities, telcos and subscriptions, with cashback
  • 2e-Voucher marketplace with discounts up to 20%
  • 3AI personalization for offers and rewards
  • 4Live on iOS, Android and Huawei AppGallery

How it helps your business

  • One consumer touchpoint ties 25+ partner brands together: banks, telcos, e-wallets, fuel, ride-hailing, e-commerce. Users have a real reason to open daily, not monthly.
  • AI personalization lifts redemption rates. A heavy e-wallet user sees fuel cashback first; a regular online shopper sees vouchers in their categories.
  • Bill payment is a utility hook, not a promo coupon. Users come in to pay utilities, then stay for the rewards. That's what makes it sticky.
  • The 25+ partner integrations are a moat. Each one takes months of negotiation and API work; a new entrant can't replicate the network in a year, no matter how well-funded.

One consumer app where Malaysians pay bills, earn cashback and redeem vouchers across the brands they already use.

Most rewards apps get opened once a month, when there's a promo. This one gets opened daily, because bills get paid and cashback gets earned in the same flow. Integrated with 25+ leading Malaysian banks, telcos, e-wallets, fuel stations and e-commerce brands, with AI personalization deciding which offers each user sees. Live on iOS, Android and Huawei AppGallery, including the Huawei segment most local apps still ignore.

Outcome

Live at scale across iOS, Android and Huawei AppGallery, with 25+ partner brands integrated. Users come in for bill payment and stay for the rewards, driving sticky daily usage and steady transaction volume across the partner network.

Client Reference

Thow Carlson

CEO of Treasure Global

View LinkedIn

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